WELL-BEING AND BEING SAFE: FINDING A BALANCEFraud, Vulnerability, and Aging: Case StudiesTEMPLETON, VIRGINIA H. MD; KIRKMAN, DAVID N. JDAuthor Information Virginia H. Templeton, MD, is Associate Director of MemoryCare, a nonprofit organization providing medical services to those with memory disorders, support to caregivers, and community education. David N. Kirkman, JD, has been an enforcement attorney with the North Carolina Attorney General's Office since 1987. He works to stop organized groups that target and defraud older consumers. Address correspondence to: Virginia H. Templeton, MD. E-mail: [email protected]. The views expressed in this article are those of the authors and not of MemoryCare, the Attorney General of North Carolina, or the North Carolina Department of Justice. Alzheimer's Care Today: July-September 2007 - Volume 8 - Issue 3 - p 265-277 doi: 10.1097/01.ALCAT.0000281875.55721.0f Buy Metrics Abstract Defrauding older consumers has become a multi–billion dollar industry. Employing the latest in communication and funds transfer technologies, organized fraud groups now spot vulnerable older adults and exploit them from several continents away. In this article, a geriatrician and a consumer fraud prosecutor from North Carolina describe the vulnerabilities of victims they have encountered and the techniques by which the fraud groups exploit those vulnerabilities repeatedly. One technique, “reloading,” sometimes costs victims their homes or their life's savings. Readers also will learn the tell-tale signs of repeat victimization plus techniques for addressing the problem. Brief cases histories illustrate the authors' comments. © 2007 Lippincott Williams & Wilkins, Inc.